How can I be sure my backwater valve will work?
Backwater valves operate in extremely challenging surroundings. As waste water passes through the valve, it leaves residual oil, feces, hair, toilet paper, chemicals, and paint–anything you would flush or drain out of your home. In a matter of months, this waste residue will build up in and around the valve door, preventing it from functioning properly. It is inevitable. If the municipal system should back up, the backwater valve may fail, which will result in a sewer backup.
The very best way to ensure your backwater valve will work as it should and when needed, is to participate in a Water Management Inspection System by a company specializing in backwater valve maintenance. By allowing a technician to clean, inspect and test your backwater valve on a bi-annual basis, you can be assured that your home is protected from sewer backups. You can think of a backwater valve as having two parts: the valve unit, and the mandatory maintenance required to keep it functioning.
Will my insurance cover damages in the event of sewer backup?
Not necessarily. Some insurance companies require special riders that cover for sewer backup damage while others include those types of damages in your general policy. To be sure, you should refer to your insurance contract or speak with your insurance provider. Regardless of how your insurance company covers sewer backup damages, if you have a backwater valve but failed to have it properly maintained, then you may be disqualified from coverage!
Can I afford to have a backwater valve installed?
You can’t afford not to! The cost to install a backwater valve is a fraction of what a sewer backup flood would cost you. According to the Insurance Bureau of Canada, the average cost of a flood incident to the homeowner is approximately $43,000 ++. That figure does not take into account the physical and mental health cost to you and your family when dealing with a sewage backup damage.
But if you are on a tight budget, there may be help available. More and more municipalities and government bodies are recognizing how critical a backwater valve is to the protection of a home and so have created grant and incentive programs to help homeowners mitigate the cost of installation. As existing programs change and more are created, you would be best served by contacting your municipality for updated information on these programs.
How do I know if I have a backwater valve or not?
All new homes in Ontario built after 2012 are required to have a backwater valve. If your home is older, then you can call Backwater Solutions Canada and one of our technicians will come to your home to assess your drainage system, locate your backwater valve, and see that you are part of a program of regular inspection and maintenance and are fully protected against sewer backup. We can help, Book your Water Management Inspection System